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Auditya Ramotar, 69, in his role as a license life insurance provider, fraudulently obtained two life insurance policies for an individual without their consent, Hudson County Prosecutor Esther Suarez said.
Leona Ramroop, a 58-year-old phlebotomist, generated falsified medical records to support fraudulent claims that would benefit accounts associated with Ramotar and Bhogewattie Ramotar, a 57-year-old Queens resident, Suarez said.
Auditya is charged with two counts of tampering with records, two counts of theft of identity, two counts of conspiracy to commit insurance fraud and two counts of insurance fraud, Suarez said.
Ramroop is charged with falsifying records and two counts of conspiracy to commit insurance fraud, Suarez said.
Bhogewattie is charged with conspiracy to commit insurance fraud, Suarez said.
The three were released on a summons, Suarez said.
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